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College Graduate Program

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BMW Financial Services is pleased to announce the launch of the College Grad Incentive program!  Recent or soon-to-be college graduates are now eligible for an incentive of $1,000 towards the lease or purchase of any new 2015, 2016, or 2017 BMW. These incentives can be used in conjunction with currently available national lease specials! 

2015/2016/2017 Lease/APR Program Details: 

  • Applicable to new vehicle contracts.
  • $1,000 towards the lease or finance of a new 2015, 2016, or 2017 BMW.
  • Super Elite rate for all Standard Plus customers and up.
  • Advance will be based only on FICO score and income.
  • Security Deposit Waiver, unless stipulated by credit.

> View BMW Cleveland Lease Specials

> View BMW National Lease Offers

  • College Grad Incentive Program Criteria:
  • Graduation from an accredited college or university with an undergraduate, graduate or Associate's degree earned within previous 24 months OR eligibility for graduation within next 4 months with a verifiable offer of employment.
  • A copy of the graduate's diploma or official transcript. 
  • POI or employer letter with the Human Resources representative's contact information, stating position/title, and income.
  • At least 24 months of credit file - no previous derogatory credit on any trades.
  • Gross debt to income ratio of less than 45%.
  • Gross automotive payment to income ratio of less than 25%.

College Grad Incentive Program Eligibility:
  • Customers need to meet the requirements set by BMW FS for program criteria.
  • Customers must purchase or lease a qualifying new 2015, 2016 or 2017 BMW from an authorized BMW dealer.
  • If a co-signer is included on the credit application, in order to qualify for this incentive, the graduate still meet all of the program criteria.
  • BMW College Grad Incentive is non-transferable to other family members or friends outside the household.